{"id":113898,"date":"2022-09-23T10:32:50","date_gmt":"2022-09-23T10:32:50","guid":{"rendered":"https:\/\/fidem.si\/home\/"},"modified":"2026-07-21T16:05:36","modified_gmt":"2026-07-21T16:05:36","slug":"home","status":"publish","type":"page","link":"https:\/\/fidem.si\/en\/","title":{"rendered":"Home"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;0&#8243; bottom_padding=&#8221;2&#8243; overlay_alpha=&#8221;0&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; enable_bottom_divider=&#8221;default&#8221; shape_bottom_h_use_pixel=&#8221;&#8221; shape_bottom_height=&#8221;65&#8243; shape_bottom_opacity=&#8221;100&#8243; shape_bottom_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;136309&#8243; el_class=&#8221;slider-naslovna gradient-new-stil&#8221;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;0&#8243; expand_height=&#8221;yes&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;123314&#8243;][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;100741&#8243; css=&#8221;.vc_custom_1665436047417{padding-bottom: 50px !important;}&#8221;][vc_column_inner column_width_use_pixel=&#8221;yes&#8221; position_horizontal=&#8221;left&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; 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media_size=&#8221;225&#8243; text_size=&#8221;&#8221; uncode_shortcode_id=&#8221;197936&#8243; el_class=&#8221;hp-text-ikone-main&#8221;]<\/p>\n<p style=\"text-align: center;\">75% success rate in extrajudicial proceedings and 95% success rate in judicial proceedings.<\/p>\n<p>[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_use_pixel=&#8221;yes&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; css_animation=&#8221;left-t-right&#8221; animation_speed=&#8221;800&#8243; animation_delay=&#8221;300&#8243; parallax_intensity=&#8221;4&#8243; width=&#8221;1\/3&#8243; uncode_shortcode_id=&#8221;132468&#8243; column_width_pixel=&#8221;350&#8243;][vc_icon icon_image=&#8221;114136&#8243; media_size=&#8221;225&#8243; uncode_shortcode_id=&#8221;142792&#8243; el_class=&#8221;hp-text-ikone-main&#8221;]<\/p>\n<p style=\"text-align: center;\">It costs you nothing to send us a completed <strong><u>e-form<\/u><\/strong> with the problematic claim attached.<\/p>\n<p>[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_use_pixel=&#8221;yes&#8221; 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top_padding=&#8221;4&#8243; bottom_padding=&#8221;4&#8243; back_image=&#8221;114263&#8243; back_repeat=&#8221;no-repeat&#8221; back_position=&#8221;left center&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;85&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; content_parallax=&#8221;0&#8243; uncode_shortcode_id=&#8221;560409&#8243; back_color_type=&#8221;uncode-solid&#8221; back_color_solid=&#8221;#eeebee&#8221; back_size=&#8221;175px&#8221;][vc_column width=&#8221;1\/1&#8243;][vc_row_inner row_inner_height_percent=&#8221;0&#8243; force_width_grid=&#8221;yes&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;120473&#8243;][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image media=&#8221;114266&#8243; media_width_use_pixel=&#8221;yes&#8221; alignment=&#8221;center&#8221; uncode_shortcode_id=&#8221;458289&#8243; media_width_pixel=&#8221;400&#8243;][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; gutter_size=&#8221;1&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/3&#8243; uncode_shortcode_id=&#8221;740701&#8243;][vc_custom_heading heading_semantic=&#8221;p&#8221; text_size=&#8221;fontsize-859437&#8243; text_weight=&#8221;400&#8243; text_height=&#8221;fontheight-357766&#8243; uncode_shortcode_id=&#8221;457701&#8243;]Management boards must understand that receivables management is important and should be accepted as an equal part of overall corporate management. Half-hearted solutions are not enough and, in the long run, lead to unnecessary exposure, costs, and losses.[\/vc_custom_heading][vc_empty_space empty_h=&#8221;2&#8243;][vc_custom_heading text_color=&#8221;color-210407&#8243; text_size=&#8221;fontsize-859437&#8243; text_weight=&#8221;600&#8243; uncode_shortcode_id=&#8221;147373&#8243; text_color_type=&#8221;uncode-palette&#8221;]Tugomir Vol\u010di\u010d<br \/>\nDirector[\/vc_custom_heading][vc_empty_space empty_h=&#8221;1&#8243;][vc_custom_heading text_color=&#8221;color-210407&#8243; text_size=&#8221;&#8221; text_weight=&#8221;400&#8243; uncode_shortcode_id=&#8221;175725&#8243; text_color_type=&#8221;uncode-palette&#8221;]TERNIS d.o.o.<br \/>\nAccounts Receivable Management FIDEM[\/vc_custom_heading][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image media=&#8221;114326&#8243; media_width_percent=&#8221;100&#8243; uncode_shortcode_id=&#8221;123074&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;3&#8243; bottom_padding=&#8221;2&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; content_parallax=&#8221;0&#8243; uncode_shortcode_id=&#8221;117915&#8243; css=&#8221;.vc_custom_1774604390191{padding-top: 50px !important;}&#8221;][vc_column column_width_use_pixel=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;105770&#8243; column_width_pixel=&#8221;1000&#8243;][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;224965&#8243;][vc_column_inner column_width_use_pixel=&#8221;yes&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;969398&#8243; column_width_pixel=&#8221;750&#8243;][vc_custom_heading text_color=&#8221;color-210407&#8243; text_size=&#8221;fontsize-134016&#8243; text_weight=&#8221;600&#8243; uncode_shortcode_id=&#8221;163007&#8243; text_color_type=&#8221;uncode-palette&#8221;]We are here to assist you in resolving problems caused by the defaulting of your debtors in a professional, transparent and respectful manner.[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_column_text text_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;477765&#8243;]<\/p>\n<p style=\"text-align: center;\">Accounts Receivable Management FIDEM, a trademark of our company TERNIS, poslovne in finan\u010dne storitve d.o.o., can help you or your company achieve (timely) payments from your business partners. We offer highly specialised and standardised professional claims management procedures that are proven, successful and competitively priced.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; enable_top_divider=&#8221;default&#8221; shape_top_h_use_pixel=&#8221;&#8221; shape_top_height=&#8221;50&#8243; shape_top_color=&#8221;color-xsdn&#8221; shape_top_opacity=&#8221;100&#8243; shape_top_index=&#8221;0&#8243; enable_bottom_divider=&#8221;default&#8221; shape_bottom_h_use_pixel=&#8221;&#8221; shape_bottom_height=&#8221;50&#8243; shape_bottom_color=&#8221;color-xsdn&#8221; shape_bottom_opacity=&#8221;100&#8243; shape_bottom_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;119087&#8243; shape_top_color_type=&#8221;uncode-palette&#8221; css=&#8221;.vc_custom_1677835994483{padding-top: 50px !important;padding-bottom: 50px !important;}&#8221; shape_bottom_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_use_pixel=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;192219&#8243; column_width_pixel=&#8221;1000&#8243;][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;104792&#8243;][vc_column_inner column_width_use_pixel=&#8221;yes&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;167500&#8243; column_width_pixel=&#8221;850&#8243;][vc_custom_heading text_color=&#8221;color-210407&#8243; text_size=&#8221;fontsize-134016&#8243; text_weight=&#8221;600&#8243; uncode_shortcode_id=&#8221;638793&#8243; text_color_type=&#8221;uncode-palette&#8221;]Should our extrajudicial claims collection and recovery efforts prove unsuccessful, you will not incur any costs.[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_column_text text_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;338655&#8243;]<\/p>\n<p style=\"text-align: center;\">Payment irregularities have the potential to reduce the profitability and liquidity of your company, and they adversely affect its growth and development, and in some cases even its existence. 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