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75% success rate in extrajudicial proceedings and 95% success rate in judicial proceedings.

It costs you nothing to send us a completed e-form with the problematic claim attached.

We already have the trust of more than 5,000 domestic and foreign companies and individuals.

Management boards must understand that receivables management is important and should be accepted as an equal part of overall corporate management. Half-hearted solutions are not enough and, in the long run, lead to unnecessary exposure, costs, and losses.
Tugomir Volčič,Director of Ternis

We are here to assist you in resolving problems caused by the defaulting of your debtors in a professional, transparent and respectful manner.
Accounts Receivable Management FIDEM, a trademark of our company TERNIS, poslovne in finančne storitve d.o.o., can help you or your company achieve (timely) payments from your business partners. We offer highly specialised and standardised professional claims management procedures that are proven, successful and competitively priced.
Should our extrajudicial claims collection and recovery efforts prove unsuccessful, you will not incur any costs.
Payment irregularities have the potential to reduce the profitability and liquidity of your company, and they adversely affect its growth and development, and in some cases even its existence. This underscores the critical importance of claims management.
Together, we are buildinga responsible business world.
Should you decide to work with us, we will provide a free financial and credit analysis of your debtors, along with a preliminary review of the documentation provided. We will then propose measures and procedures that we believe are necessary for the successful collection of your claims or the successful recovery of your debts.

Our opinion is free of charge, without any obligation or hidden costs for the inquirer.
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